401(k) Plan

Save for Your Future, Starting Today

Dutch Valley Food Distributors offers a 401(k) retirement plan to help you build savings and create additional income for your future. It’s easy to get started, with contributions made automatically through payroll deductions.

 

Employees age 18 and older are eligible to enroll after completing two months of service. The money you contribute is always yours and stays with you, even if you leave the company. In certain situations, you may also be able to access your funds before retirement, depending on plan rules.

 

For 2026, you can contribute up to $24,500 to your 401(k). If you are age 50 or older during the year, you may contribute an additional $8,000 as a catch-up contribution, allowing you to save even more toward retirement.

 

Dutch Valley Food Distributors also supports your savings through a company match. The company contributes 25% of what you contribute, up to 10% of your gross pay, with a maximum match of $2,500 per year. This is a valuable way to grow your retirement savings even faster. Company contributions become fully yours after three years of service.